Terms and conditions of use for this website and our service

These terms and conditions ("terms") constitute a legal agreement between you, the user, and {{location.name}} Insurance Agency (referred to as "we," "our," or "us"). By accessing this website or submitting an inquiry, you agree to be bound by these terms. If you do not agree to these terms, you may not use this website or submit requests for information.

This agreement requires that all disputes between you and us will be resolved through binding arbitration. You waive your right to file a lawsuit, participate in class actions, or have a judge or jury decide your claims.

Services provided

{{location.name}} Insurance Agency provides information and connects users with insurance providers who may respond to their inquiries. We do not charge users for submitting a request but may receive compensation from third parties for matching users with insurance providers.

We share the information you submit with insurance providers who offer products and services related to your inquiry. Please review our privacy policy, which is part of these terms. By submitting your information, you consent to be contacted by insurance providers via phone, email, text message, or mail, even if your number is on a national or state do not call list.

No endorsement or guarantee

We do not endorse or recommend any specific insurance provider or product. {{location.name}} Insurance Agency is not a licensed insurance provider and does not offer insurance products or services directly. We are not responsible for any products or services you may purchase from third parties who receive your information. All transactions between you and third-party providers are separate contractual agreements.

Submitting your information through this website does not guarantee that you will receive contact from an insurance provider or obtain insurance coverage.

Use of your information

By using this website, you agree that your information may be shared with third-party insurance providers. Once your information is shared, it is subject to the privacy policies of those providers. If you wish to opt out of further communications, you must contact the third-party provider directly.

We do not sell your personal information. Your data is only shared as necessary to process your requests in compliance with our privacy policy.

Warranty disclaimer

This website and our services are provided "as is" without any warranties. We disclaim all warranties, including, but not limited to:

- merchantability

- fitness for a particular purpose

- accuracy or reliability of information

- non-infringement

We do not guarantee that this website will be error-free, uninterrupted, or free from harmful software.

Limitation of liability

To the maximum extent permitted by law, {{location.name}} Insurance Agency

and its affiliates shall not be liable for any damages arising from:

- your use of this website or services

- information provided by third-party insurance providers

- any insurance policy or service obtained from a third party

If any limitation of liability is found unenforceable, our total liability shall not exceed $100.

Dispute resolution and arbitration

Except where prohibited by law, all claims arising from your use of this website or our services shall be resolved through binding arbitration. The arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA) or another agreed-upon arbitration provider.

The arbitration will take place in {{location.state}}, unless both parties agree to an alternative location or telephonic arbitration for claims under $2,500.

No arbitration shall be combined with any other case or class action proceeding.

Modifications to terms

We reserve the right to modify these terms, our website, or our services at any time without prior notice. Updated terms will be posted on this website, and your continued use of this website after changes are made constitutes your acceptance of the updated terms.

If you do not agree to any modified terms, you must stop using this website and our services.

Governing law

These terms shall be governed by the laws of the state of {{location.state}}, excluding any conflict of laws principles. If any part of these terms is found to be invalid or unenforceable, the remaining terms shall remain in full force and effect.

Entire agreement

These terms represent the complete agreement between you and {{location.name}} Insurance Agency regarding the use of this website and our services. Any failure to enforce a provision shall not be construed as a waiver of rights.

By using this website, you acknowledge that you have read and understood these terms and agree to be legally bound by them.

Copy for your records

Please print or save a copy of these terms for your records. If you have any questions, please contact us at {{location.email}}.